Down Payment Assistance Home / Down Payment Assistance

Most new agents will say “Ask me how you can get $15,000 in Down Payment Assistance.” These agents are misinformed. The $15,000 Down Payment Program (referred to as the FL Bond Program) no longer offers this incentive, it has recently been reduced to $7,500. The good news is, there are more programs out there that most people don’t know about. You can even use multiple programs at the same time to get UP TO $70,000 in Down Payment Assistance. Education is POWER, learn to use the tools that other companies don’t even know exist.

There are no Credit Restrictions on these programs, but you still need to qualify for a loan, which we can do with a 600+, You must also be employed.

You can use more than one of these Programs for your purchase.

Visit for an Assistance Calculator and More Info

By State

FL Bond

  • Up to $7,500
  • Forgiven after 5 years


  • Up to $7,500

By County

Pinellas County

  • Up to $20,000
  • Repayment Starts After 5 Years
  • Repayment at $83.33 per Month
  • Minimum of 2% Down (1% can be a gift)
  • See THIS CHART for Income Restrictions

By City

Saint Petersburg (1)

  • Up to 10% of Sales Price PLUS $4,000 towards Closing Costs
  • Maximum Purchase of $253,000
  • Only have to repay 50%
  • Minimum of 1% Down

Saint Petersburg (2)

  • Up to $10,000
  • Minimum of 2% Down (1% can be a gift)
  • See THIS CHART for Income Restrictions


  • Up to $20,000
  • Maximum Purchase of $224,000
  • Interest Free
  • Repayment starts after 5 years at $83.33 per Month


  • Up to $35,000
  • Maximum Purchase of $190,000
  • No Repayment until you move

*All these Programs, along with any financing, is subject to further approval. Other restrictions may apply, you can see more information HERE. Contact Florida Quest Realty at 727-256-3773, or fill out the form above for more information*